Which of the following is a true statement about the economic crisis that began in 2008?
A) The economic crisis caused a short-term change in consumers' spending habits.
B) The average home value increased after the stock market plunge.
C) Decreasing energy prices provided consumers with unexpected savings.
D) Disposable incomes decreased.
E) Consumers quickly regained confidence in the economy.
Answer: D) Disposable incomes decreased.